Home Loan
SST FinCorp: Simplifying Home Loans for Every Dream Home
Introduction
At SST FinCorp, we provide personalized guidance and access to a wide range of home loan solutions from top banks & financial institutions, including nationalized & private banks and leading NBFCs.
Our in-depth knowledge and strong lender relationships, individuals can make informed financial decisions, secure competitive interest rates, and explore home loan products that align with their needs and long-term goals.
We simplify the entire application process, negotiate favorable terms, and ensure a seamless experience to helping you secure the most suitable HOME Loan just as promised.
Make Your Dream Home a reality with stress-free HOME Loans across INDIA
Securing a home loan is now effortless with SST FinCorp. Our flexible, customer-focused solutions are designed to support your unique requirements, whether you're purchasing a new home, renovating your property, or refinancing an existing loan. Through our efficient process and personalized service, we empower you to confidently move forward in your homeownership journey.
HOME Loan for Employees, Business Owners & Self-Employeed
Interest Rate: 6.85% p.a. to 9.85% p.a.
Loan Amount: Typically ₹1 Lakh to ₹80 Lakhs, depending on lender policies and borrower eligibility
Processing Fees: Up to 2% of the loan amount
Default Interest: Applicable in case of delayed payments
Maximum Tenure: Up to 30 years
Note: The above terms may differ based on the respective bank or financial institution, additionally this loan is available to salaried individuals with salary accounts credited in any of the reputed bank.
Eligibility & Documents
The applicant must fulfil the following criteria to meet the HOME loan eligibility:
Age: 18 to 58 years
Employment: Salaried or self-employed with stable income
Income: Typically ₹15,000–₹20,000 monthly minimum
Work Experience: 1–2 years overall; tenure with current employer required
Credit Score: 650+ preferred
CIBIL: Zero First-time borrowers may be considered
Residency: Indian resident with proof of living in India
Note: The HOME loan eligibility criteria provided above are for reference purposes only. We may request additional information or documentation during the loan processing stage.
We provide HOME loans with flexible repayment options and minimal documentation, ensuring a smooth and convenient experience for our valued customers.
A. Personal Documents:
- ID Proof: PAN Card / Aadhaar-Card / Driving License / Voter ID / Passport and officially valid documents
- Address Proof: Ration Card / Gas Bill / Or any permanent address mentioned document
B. Bank Statement Documents:
- Last 6 to 12 months of bank statements to verify financial stability and income flow
C. Income Documents:
- Salary slips, Form 16, or ITR for salaried individuals
- Audited financials, profit & loss statements, or ITR for self-employed applicants
D. Financials for Previous 2 Fiscal Years:
- Audited balance sheets
- Audited financials, profit & loss statements, or ITR for self-employed applicants
- IT returns for the past two years (for business owners/self-employed)
E. GSTR Details for Current Fiscal Year:
- Latest GSTR-1 and GSTR-3B to validate ongoing business revenue and tax compliance
F. Property Documents:
- Sale agreement, title deed, approved building plan
- Encumbrance certificate (EC)
- Land tax receipts, patta/chitta
- Completion certificate (if applicable)
G. Credit Report:
- Latest CIBIL or credit bureau report to assess credit score and repayment history
Submit & Verify Your Documents
How to apply for a HOME Loan
Step 1: Select your preferred loan type on our website and click “Apply Now.”
Step 2: Complete the simple online form by providing your basic details such as name, contact information, age, city, and employeement information.
Step 3: Click “Submit.” Our representative will contact you shortly to guide you through the next steps of the loan process.
Apply HOME Loan
Step 1: You may also visit any of our branch offices for an in-person consultation and loan demo.
Step 2: We guide you to simply fill out the loan application form and submit the required documents.
Step 3: Alternatively, feel free to contact us directly for any assistance or additional information.
Head Office:
No 203, 204, Second Floor,
Girnar Khushboo Plaza,
G.I.D.C., Ind. Estate,
Vapi, Gujarat - 369195.
INDIA:
+91 91048 66233
+91 90544 66233
Contact Us
Key Benifits of Home Loan:
1. Turn Your Dream Home Into Reality.
2. Upgrade to a Better Living Space.
3. Buy Your First Home With Confidence.
4. Invest in Property, Secure Your Future
5. Hassle-free funding for ready-to-move properties.
6. Build Your Home Your Way.
7. Transfer Your Loan & Save More.
8. Fund Major Home Improvements.
9. Unlock the Power of Your Property.
10. Smart Home Financing for Every Family.
Explore Other Loans:
- Business Loan
- Personal Loan
- Home Loan
- Mortgage Loan
- Professional Loan
- Vehicle/Auto Loan
